Terms of Service

By using NDLedger, you agree to these Terms of Service. If you do not agree, do not use the service. You must be 18 years or older to use NDLedger.

NDLedger is an AI-powered knowledge library. It lets you upload AI conversation transcripts, automatically extracts decisions, commitments, insights, tasks, and pivots from them, organises the results into searchable topics and categories, and visualises the connections between them as a mind map.

When you create an account, you agree to:

• Provide accurate information,
• Maintain the security of your account credentials,
• Take responsibility for all activity that occurs under your account, and
• Notify us immediately of any unauthorised access to or use of your account.

You agree not to:

• Upload illegal, harmful, or offensive content,
• Infringe anyone's intellectual property rights,
• Attempt to gain unauthorised access to the service, other users' accounts, or our underlying systems,
• Harass, harm, or defraud other users,
• Use automated systems to access or interact with the service without our written permission, or
• Reverse engineer, decompile, or disassemble any part of the service.

You retain ownership of the content you upload to NDLedger. By uploading content, you grant NDLedger a licence to process, store, and display that content back to you as necessary to provide the service. You are solely responsible for the content you upload and for ensuring you have the right to upload it.

Transcripts you upload are processed by Anthropic's Claude to extract insights. AI extraction may not be 100% accurate — outputs can contain errors, omissions, or misinterpretations. You are responsible for reviewing extracted insights for accuracy. NDLedger is not responsible for any decisions you make based on AI-extracted information.

NDLedger is owned and operated by Hobbes Group Pty Ltd. The NDLedger name, logo, and branding are trademarks of Hobbes Group Pty Ltd. These Terms do not grant you any right to use those trademarks or any other proprietary material of Hobbes Group Pty Ltd without our prior written permission.

NDLedger does not guarantee 100% uptime. We may modify, suspend, or discontinue the service — in whole or in part — at any time, with reasonable notice where practical.

NDLedger is provided on an "as is" basis. To the fullest extent permitted by law, NDLedger and Hobbes Group Pty Ltd are not liable for any indirect, incidental, special, or consequential damages arising from your use of the service. Our total aggregate liability to you is limited to the amount you have paid us in the twelve (12) months preceding the claim, or AUD $100, whichever is greater.

Nothing in these Terms excludes or limits any rights you have under the Australian Consumer Law that cannot lawfully be excluded.

You may delete your account at any time via Settings → Danger Zone → Delete My Account. We may suspend or terminate your account if you breach these Terms. Upon termination — by you or by us — your data is deleted as described in our Privacy Policy.

These Terms are governed by the laws of Queensland, Australia. Any dispute arising from these Terms or your use of NDLedger will be resolved in the courts of Queensland, Australia.

Questions about these Terms?

• Email: hobbesinvestments@gmail.com
• Address: Ipswich, Queensland, Australia 4305

We may update these Terms from time to time. We will notify you of material changes by email or through an in-app notice. Continued use of NDLedger after changes take effect means you accept the updated Terms.